Terms of Service

Access to tokenized stocks and related trading, swap, and transfer features on the Platform is subject to additional geographic and investor eligibility restrictions. You must not use these features if any of the following restrictions apply to you:

• United States: These features are not available to anyone located in or resident in the United States, or to U.S. Persons as defined in Regulation S under the U.S. Securities Act of 1933. You must not offer, sell, deliver, or otherwise transact in tokenized stocks through the Platform, directly or indirectly, in the United States or for the account or benefit of a U.S. Person.
• Prohibited investor jurisdictions: These features are not available to persons located in, resident in, or entities organized in Cuba, Belarus, Iran, North Korea, Russia, Syria, Ukraine, South Sudan, Sudan, Myanmar, or Venezuela, or to anyone acting for their account or benefit.
• Other restricted jurisdictions: Canada, the United Kingdom, and Switzerland are subject to additional offering, sale, distribution, and delivery restrictions. You must not use tokenized-stock features where the relevant activity is prohibited or unless you satisfy all applicable legal and issuer eligibility requirements.
• Additional restrictions: You must comply with the applicable token issuer’s current jurisdiction restrictions, investor eligibility requirements, Base Prospectus, and Final Terms, as well as the Platform’s sanctions restrictions. A jurisdiction’s absence from the list above does not establish eligibility.

These jurisdiction references are based on the Robinhood Assets (Jersey) Limited restricted jurisdictions notice, reviewed September 14, 2026. Issuer restrictions may change and may differ between tokenized-stock products. You are responsible for confirming your eligibility before each transaction.

By using tokenized-stock features, you represent and warrant that you and any person for whose account or benefit you act are eligible. You must not use VPNs, proxies, false location or identity information, intermediary wallets, or other means to evade these restrictions. Technical access to a feature or token does not constitute permission to use it. Rift may restrict or disable access to tokenized-stock features to enforce these Terms.

• Losses due to sending assets to an incorrect, incompatible, or unintended address.
• Losses due to incorrect amounts, slippage, or price movement, including front-running or MEV.
• Losses due to software bugs, exploits, vulnerabilities, network failures, chain reorganizations, or downtime.
• Losses due to lost, compromised, or mismanaged private keys, seed phrases, or devices.
• Losses due to user error, misunderstanding of instructions, or failure to double-check transaction details.
• Losses due to third-party services, wallets, bridges, relayers, oracles, APIs, or exchanges.
• Losses due to regulatory changes, tax obligations, or enforcement actions affecting your ability to use the Platform.
• Losses due to market volatility, impermanent loss, liquidity risks, insolvency of counterparties, or protocol parameter changes.
• Any other losses or damages of any kind, for any reason whatsoever.

• No maximum slippage protection: The Platform does not enforce a maximum slippage limit on your order. Your order may execute with slippage exceeding the estimate shown in its quote.
• Indicative quotes: Any displayed quote, execution price, or estimated output is indicative only, not exact or guaranteed. A quote is not a commitment to deliver a particular rate or output amount.
• Dynamic execution: Your order executes at the best rate available from the providers capable of fulfilling that order at the time of execution. The actual execution rate and output amount are determined dynamically at runtime and may differ materially from the indicative quote, including an output amount substantially lower than the estimate.
• High-slippage estimates: If the quote estimates very high slippage, you should expect very high slippage at execution, and actual slippage may be worse than estimated. Submitting the order confirms that you accept this risk and the output amount determined dynamically at runtime.

• Carefully review all transaction details, including recipient addresses, network, and amounts before submitting.
• Maintain the security and confidentiality of your private keys and devices.
• Assume full responsibility for fees, gas, slippage, and other transaction parameters.
• Use the Platform only for lawful purposes and in compliance with applicable laws.
• Accept the risk of irreversible transactions and permanent loss due to user error or third-party issues.

• You are not listed on, controlled by, or acting on behalf of any person or entity on sanctions lists (e.g., OFAC SDN List, BIS Denied Persons/Entity Lists, EU/UN/HMT lists).
• You will not interact with or route transactions to/from any wallet address designated or blocked by OFAC or other sanctions authorities.
• You are not located in, ordinarily resident in, or accessing the Platform from embargoed or sanctioned regions (including, without limitation, Cuba, Iran, North Korea, Syria, and the Crimea, Donetsk, or Luhansk regions of Ukraine, and any other region subject to comprehensive sanctions).
• You will not use VPNs, proxies, or any method to circumvent geofencing, IP blocks, or other compliance controls.
• You acknowledge and agree that Rift may restrict, geofence, or block access, and may block or disable interactions with certain addresses to comply with laws and sanctions.
• Sending funds from an address flagged by the Platform’s compliance controls results in automatic, programmatic freezing of those funds. The Rift team cannot override this programmatic freeze or rescue, recover, return, or unfreeze the funds. By sending funds, you acknowledge and accept this risk.